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What does insurance typically cover after flash flooding?

The vast majority of Americans don't have flood insurance protection on homes and with the increasing ferociousness of storms, that can pose a problem.

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Video above: Many rescued from flooded homes in Louisiana have nothing to return to

The vast majority of Americans don't have flood insurance protection on homes and with the increasing ferociousness of storms, that can pose a problem.

The comprehensive coverage part of auto insurance will cover damage from flash flooding like what was seen in many parts of the Northeast from the remnants of Hurricane Ida.

That coverage kicks in for damage that occurs in situations other than from a collision, such as if your vehicle is stolen or vandalized or a tree falls on it.

You must have comprehensive coverage for insurance to pay for damages.

With property insurance, the standard homeowners' condo or rental policies do not cover water damage due to a flood. They also don't cover water seepage into a basement.

There is no extra coverage you can add on for this, sister station WCVB reports.

Property insurance also won't pay for living expenses if you're forced out of your home nor will it pay for debris cleanup after a flood.

Some insurance companies do offer extra coverage you can buy if your sump pump fails.

Flood insurance can only be purchased through the National Flood Insurance Program and your town has to take part in it.